Steffy and Finn Capsize in Italy on Vacation, Luna Secretly Watches | The Bold and the Beautiful Spoilers

The week on The Bold and the Beautiful explodes with a dangerous mix of family scandal, corporate warfare, and a shocking accident overseas. While Los Angeles is on edge over a decades-old trust clause that threatens to tear Forrester Creations apart, Steffy and Finn’s romantic escape to Italy takes a terrifying turn — and Luna may know more about their trip than anyone realizes.

A Founder’s Clause That Detonates the Family

It all begins when Carter uncovers a buried clause in the original Forrester trust, written by the late matriarch Stephanie. At first, everyone thought it was a ceremonial relic. But when a vendor dispute triggers the hidden timer in the trust, the clause activates — and its demands are ruthless.

The only way to preserve the founders’ veto power over major business decisions? Ridge and Brooke must legally remarry. Not a vow renewal. Not a publicity stunt. A real, court-registered marriage. If they refuse, the veto dissolves, and outside investors could swoop in to dismantle the fashion empire “for efficiency.”

Eric absorbs the news in silence, but the rest of the boardroom erupts. Taylor is outraged — she refuses to see Ridge and Brooke’s history turned into a corporate tool. Ridge tries to deflect with humor, but Brooke knows exactly how dangerous this is. Carter, caught between loyalty and legal duty, begins dissecting Stephanie’s old language for any loophole.

The Three-Key Covenant

With only seven business days to act before the veto vanishes, Carter discovers an alternative buried in the trust: an “equivalency instrument.” Instead of a remarriage, the family could sign a corporate covenant locking the veto behind three keys — Ridge, Brooke, and a third guardian chosen by the board.

The catch? The agreement carries heavy penalties for betrayal — losing voting shares, suspension, even total removal. Taylor supports the idea, hoping it will protect the business without forcing a wedding. Brooke agrees, and Ridge reluctantly signs on. But the third keyholder becomes a new battleground. Steffy makes her case as a leader and bloodline Forrester; Hope positions herself as the peaceful bridge. The board schedules a vote within days.

Meanwhile in Italy: Romance Turns to Terror

While the boardroom simmers, Steffy and Finn decide to escape the tension with a private yacht trip along the Amalfi Coast. Warm breezes, sparkling wine, and no corporate drama — or so they think.

But as they sail into open waters, a sudden storm rolls in. Waves slam against the boat, knocking Finn overboard as he tries to secure the mast. Steffy lunges to pull him back, but the boat capsizes in seconds, throwing them both into the churning sea. The radio is dead, the shore is distant, and night is falling fast.

What Steffy and Finn don’t know is that Luna has been secretly tracking them. Under the guise of “keeping the Forrester family connected,” she’s been forwarding private location data and travel updates to an unknown recipient back in LA. When she sees their signal suddenly stop, she panics — but instead of calling the coast guard directly, she makes a mysterious encrypted call.

The Founder Returns — And Accuses Eric

Back in Los Angeles, the covenant signing is interrupted by the unthinkable. Stephanie Forrester herself walks into the boardroom — alive. No press, no whispers, just a cane tapping against marble and a voice everyone remembers.

Her return is more than a shock — it’s a declaration of war. Stephanie accuses Eric of orchestrating her “death” to secure control of her estate and the veto power. She presents a steel box of evidence: suspicious bank wires, forged signatures, altered hospice logs, and a nurse’s sworn statement alleging over-sedation. The boardroom turns into an instant courtroom.

Eric denies everything, insisting the money moved for privacy and care, not murder. But the police arrive with a warrant, seizing Forrester servers and escorting Eric out in handcuffs on suspicion of financial abuse.

The Third Key Crisis

Stephanie invokes a hidden contingency in the trust: if the founder reappears, the veto returns to her until a third keyholder is appointed. She proposes a retired judge — a neutral steward. But Taylor insists she should still be in the running.

The board schedules an emergency vote, but just as ballots are being counted, new updates arrive: some of Stephanie’s evidence is confirmed, some contested, and a surprise witness has bolstered her claims. The court moves up a hearing that could either validate the covenant or throw it out entirely.

Carter reads the final ballot: Taylor Hayes wins the third key. Brooke exhales in relief, Ridge stares at the ceiling, and Stephanie extends a handshake without drama.

Italy’s Race Against Time

In Italy, hours pass with no sign of rescue for Steffy and Finn. Clinging to a piece of the broken hull, Finn urges Steffy to save her strength. A fishing boat finally spots them — but before help arrives, Finn disappears under a massive wave. Steffy screams his name into the storm.

Luna, still watching the situation from afar, gasps when her encrypted contact sends her a single message: “Do not intervene yet.” She hesitates, torn between obeying and calling for immediate rescue.

Cliffhanger Chaos

As the week closes, the show cuts between two ticking clocks:

• In LA, the judge gavels that the covenant will stand — for now — and Taylor will wield the third key until the criminal investigation concludes.

• In Italy, Steffy pulls Finn back to the surface, both coughing and barely conscious, as the fishing boat’s light cuts through the darkness.

But Luna’s eyes tell another story — she knows exactly who is pulling the strings on both continents, and she’s keeping that secret… for now.

The question hanging over both oceans: Will the family’s new three-key promise be enough to keep Forrester Creations safe — or will secrets, storms, and old vendettas sink them before they can catch their breath?